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NOTICE OF TRUSTEE'S SALE Trustee Sale No. 11-6596 Title Order No. 6694162 APN 106-550-11 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 05/26/06 . UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 03/13/07 at 1:00 p.m., Aztec Foreclosure Corporation as the duly appointed Trustee under and pursuant to Deed of Trust Recorded on 05/31/06, Instrument 2006-0043597 of official records in the Office of the Recorder of Santa Barbara County, California, executed by: Edward C. Ruiz, a married man, as his sole and separate property, as Trustor, Nomura Credit & Capital, Inc., as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States, by cash, a cashier's check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). At: The main entrance to the County Courthouse, 1100 Anacapa Street, Santa Barbara, CA., all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, California describing the land therein: Lot 11 of tract 12,012, unit No. 1, in the County of Santa Barbara, state of California, as shown on the map recorded in book 94, pages 7, 8, and 9 of maps, in the office of the County Recorder of said county. Excepting therefrom all oils, gas and hydrocarbon substances, minerals and oil and mineral rights in and under said land lying below a depth of 500 feet below the surface of said land, but without the right of entry upon said land, as reserved by Dolores Eames, ET UX, in deed recorded August 30, 1962 as Instrument No. 36532 in book 1949, page 877 of official records. The property heretofore described is being sold "as is". The street address and other common designation, if any, of the real property described above is purported to be: 391 El Cerrito, Santa Maria, CA 93455 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $ 474,550.00 (Estimated) Accrued interest and additional advances, if any, will increase this figure prior to sale. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. DATE: February 14, 2007 Aztec Foreclosure Corporation 3300 N. Central Avenue, Suite, 2200 Phoenix, Arizona 85012 Phone: (602) 222-5711 or (800) 731-0850 Fax: (602) 222-5701 By: - Robbie Weaver, Assistant Secretary & Assistant Vice President ASAP# 825415 02/21/2007, 02/28/2007, 03/07/2007